Debt Recovery

Cash Flow is King

What is it that the business sages say? Revenue is vanity and profit is sanity? Agreed but most self-styled Linkedin gurus will not tell you the real truth: cash is king. If you have money you can play with profit all you like but you can only run out of money once. Then you’re done.

JCLM know how frustrating and damaging it is to be not paid on time. While we work to try and maintain business relationships, should a debt remain unpaid after it has fallen due, we have vast experience of the debt recovery process: through issuing Letters before Action (if you are trying to recover money from a partnership or a limited company); Late Payment Letters (a written demand for payment of a debt and statutory late payment compensation within 7 days); and Pre-Action Protocol Letters (a written demand for repayment of a debt within 30 days if you are trying to recover money from an individual or sole trader).

“Jamie provided me with excellent advice and support throughout. He is very knowledgeable and approachable and I wouldn’t hesitate to recommend him.”

– Jessica, from London


We have experience of working with a variety of SMEs such as plumbers, joiners, electricians, welders and builders. Advice ranges from debt recovery through to a review of supplier contracts and dealing with common problems such as IP issues, HR, difficult employees, AML matters and Data Protection.


We have the up to date experience of the legal infrastructure you need to have in place to set up a business and navigate it through the difficult terrain of the early days: we will take care of the boring bits for you so you can focus on growing the business and hitting your goals.


JCLM have experience of working with independent brewers and cask ale producers in the North West and beyond and assisting them with any legal issues that may arise. These range from supply contract negotiation to unpaid invoices and compliance with Health and Safety legislation.

The Next Steps

Should the above fail to achieve payment, JCLM will guide you through court action . The court process may involve the use of mediation (should the court consider it appropriate) dealing with any legal defence to the claim your debtor raises; helping obtain documents and witness statements and representing you at court before a District Judge.

A legal service that works for you.

About JCLM Solicitors

JCLM Solicitors cuts through the confusion and pretence of the legal sector. A champion of the underdog, we exist to provide reliable, straightforward and accessible legal services for SMEs and the individual.

We challenge the conventional wisdom of large, traditional legal firms to offer a service that’s on your side. We are not prepared to accept the status quo without enquiry, nor are we conflicted or in the hands of business partners/funders. We act only for our clients.


Make an enquiry

Get in touch with JCLM today and discover how our monthly legal services are defending start-ups, SMEs and individuals to ensure efficient debt recovery.

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