Hope For Gamblers Seeking Compensation? Gambling Law Reform and the Creation of a Gambling Ombudsman On 27 April 2023, The Rt Hon Lucy Frazer- Secretary of State for Digital, Culture, Media and Sport (“DCMS”) – announced the Government’s long awaited proposed reforms of the gambling landscape: this followed a comprehensive Review and 16,000 responses to […]
They say you find out a lot about people by who they back in a conflict or who they prefer out of John or Paul or Ringo or George. You may be a Roundhead or a Cavalier. Are you more Liam than Noel? Red or blue? What does that say about you? And your approach […]
The consumer is king? The consumer is always right? Maybe in a restaurant or shop. But what if you are an SME owner? Ignored by the government during COVID; dealing with IR35, Brexit and legal burdens such as Data Protection and GDPR all alone. Who cares if you have lost dividends through no fault of […]
While mortgage mis-selling primarily relates to what is said and done (or not said and done) at the point of sale of the mortgage what about afterwards? What about the terms of the mortgage? Are they unfair? If so, can they be challenged? There has been speculation in the media about various matters including: Mortgage […]
According to the Financial Ombudsman Service, 1.67 million people have an interest-only mortgage and many will be due to expire in the next few years. Unfortunately, lots are at risk of losing their home when their mortgage term ends as the capital repayment mechanism (if it ever existed) has failed meaning the only option for […]
SIPP providers would not win any popularity contest at the moment- widespread polemic in the media has been created as a result of some high profile court cases and Financial Ombudsman Decision which has not portrayed them in a good light: especially in so far as due diligence is concerned. They are not the flavour […]
We review a case law update regarding SIPPs – self invested personal pensions and look at why this appeal could affect the legal landscape.
Have you overpaid on your student loan? Find out how to tell and also what steps you can take to claim a refund from Student Finance England.
We examine the cost of student loans vs the price of a student loan in the latest informative JCLM case study.
JCLM examines the rising cost of student loans due to COVID-19 and discusses the big question – do you really want to go to university?