Welcome to JCLM Solicitors


JCLM Solicitors Limited (“JCLM”) is a boutique SRA Regulated Law Firm (SRA Number: 665995) based in Central London which specialises in:

  • Debt Recovery/Insolvency Matters
  • Commercial Litigation (including employment disputes)
  • Claims Against Gambling Companies
  • Challenging the Enforceability of Consumer Credit Agreements
  • Mis-sold Student Loans and seeking Compensation for Unsuitable SIPP Products and Mortgages

JCLM is solely owned and managed by Jamie Magill.

Having graduated in Law from the University of Durham and completed the Legal Practice Course at the College of Law, Jamie qualified as a Solicitor in 2006. Since qualification Jamie has specialised in Commercial Litigation with particular emphasis on Banking Disputes. Jamie has worked for a number of leading Law Firms and Commercial Banks in this sector including DAC Beachcroft, HBOS plc, Lloyds Banking Group, Eversheds, RBS and TLT.

Why JCLM

Jamie has over 15 years’ experience as a Commercial Litigation Solicitor. Importantly, all work is carried out by Jamie personally rather than by a Paralegal or a junior lawyer.

JCLM will consider all types of retainer including where appropriate Hourly Rates, Fixed Fees, Upfront Fees, Damages Based Agreements (DBAs) and Conditional Fee Agreements (CFAs). Further, where DBAs and CFAs are considered appropriate JCLM will restrict its Success Fee to 20% of Damages it secures excluding VAT (to be contrasted by with the 35% plus VAT which sadly is commonplace these days).

It is anticipated that JCLM will offer DBAs and CFAs in respect of many Financial Disputes, especially those within the jurisdiction of Financial Ombudsman Service/Financial Services Compensation Scheme.

JCLM also offers a genuine 24/7 service on 07854 148650.

While comfortable with litigation practice and procedure, JCLM are also mindful that where appropriate ADR, Mediation and the Financial Ombudsman Service/Financial Services Compensation Scheme may be more cost effective ways of dealing with Financial Disputes.

Case studies

Good News for Borrowers- Lender accepts the unenforceability of Regulated Consumer Credit Agreements

In the matter of Madison CF UK (T/A 118118 Money) v Various [2018] before....

March 17, 2020

Unfair Relationship- The Gift that Keeps Giving to Borrowers?

The High Court has recently looked at alleged unfair relationships under s140A of the Consumer Credit Act 1974 (‘the Act’) in the context of mortgaged lending.

June 1, 2020

SIPP Update- Compensation Hope For Investors mis-sold Unsuitable SIPPs products

The Regulatory Position
In 2011, Mr Wayne Charlton invested in a “green oil” scheme in Cambodia which...

March 17, 2020

Good News for those Mis-Sold Financial Products and Badly Advised by Regulated Firms- Extension of Financial Ombudsman Scope to Cover Small and Medium-Sized Enterprises (SMEs) and Increased Awards Limit Applicable to FOS and FSCS Claims

Previously (unless you were a micro-enterprise or a small business) the Financial Ombudsman Service ("FOS") would only have the jurisdiction to hear complaints from consumers with a financial award limit of £150,000...

June 2, 2020

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